(WDAY)—The information of more than 140 million Americans possibly even your's is in unknown hands.
A recent hack of Credit Bureau Equifax has left nearly half of all Americans vulnerable, but finding out if your info may not be completely reliable.
Equifax set up a website to check if your information is compromised, "equifaxsecurity2017.com" but some independent testing by third parties suggest it may not be accurate.
Equifax is also offering ID Insurance, but before take it, read the fine print it states by doing so, you waive your right to become part of a class action lawsuit against the credit bureau.
At this time, it's not clear who stole the names, social security numbers and birth days, or what they might do with them.
Here's what cybersecurity experts recommend:
Check your transaction history frequently for suspicious activity.
Proof of small purchases of less than a dollar are a sign of fraud.
Experts say it's important not to panic and insist this hack isn't "more" dangerous than past ones.
"I think the first takeaway is, yes it's a big breach, but it's not that unusual. As a member of the general public, first and foremost this isn't that different from other breaches except in terms of the scope of who's affected," said Jeremy Straub, PHD, Computer Science Dept.
Experts say you can also purchase ID insurance to constantly monitor for any suspicious activity.
It's not recommended you cancel credit cards unless you know the numbers are being used by someone else.