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WDAY: The News Leader

Published September 30, 2013, 09:43 PM

Millions expected to enroll in healthcare plan

Fargo, ND (WDAY TV) - Millions of people are expected to enroll in a new healthcare plan tomorrow. Many who have never considered coverage before.

Fargo, ND (WDAY TV) - Millions of people are expected to enroll in a new healthcare plan tomorrow. Many who have never considered coverage before.

So, what are you getting yourself into?

Right now, about 300,000 people in Minnesota are living without healthcare.

And many more right here in North Dakota.

So, we took a look at what you might face when looking to enroll.

"Covers expenses, hospital bills."

If you've found yourself confused,

"In the ball park 1,000 to 2,000 somewhere like that."

Don't worry, You're not the only one lost.

Logan Cooper is only 18.

Logan Cooper – Minnesota Resident: "I sprained my wrist skateboarding a few times."

And claims he doesn't get hurt enough to know anything about his insurance.

Except that it's good enough.

While Logan is playing invincible in Minnesota,

38 year-old Leon Midgette is across the river and knows the odds.

Leon Midgette- Fargo Resident: "I could walk across the street and get hit by a bus."

This wouldn’t be good, since he isn’t covered by any health plan in either state,

By the way - the most obvious difference between the two -are the names.

While in North Dakota, the state has adopted the affordable care act.

Calling it the Federal Marketplace,

Minnesota has opted out.

Branding their option as MNsure.

Midgette: "I believe if you want it, you should be able to get it and have access to it."

ObamaCare thinks so too.

So, on both sides of the border,

Companies are no longer allowed to ban consumers according to their sex, race, age or even previous health conditions.

With MNsure, individual plans can be as low as 91 dollars a month.

Rates, dependent on your person circumstances,

Midgette: "I had an ulcer one time cause I worry too much."

Leon says it's not the cost or the coverage he doesn't agree with.

Midgette: "I ended up going to the hospital and got it checked out. And got a pretty large bill."

In fact it's not even the mass confusion, most people are sifting through.

It's the choice; he says that's been taken away.

Midgette: "Forcing it on Americans is not very American, if you ask me."

So, what happens if you don't enroll?

You'll be penalized.

The first year - $95 per person.

In 2015 -$325.

And in 2016 - you'll be penalized nearly $700 for not having health insurance.

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